The Champ Insurance Plan
Why Champ Insurance as an Add-On?
The Champ Plan resolves 2 of the most important concerns for employees:
Take-Home Pay and Benefits
Participating in a 125 Cafeteria Plan reduces an Employee's taxable salary and thus increases their spendable income with added Benefits.
Every dollar put through the Section 125 plan reduces an Employer's payroll through a reduction in their payroll liability by eliminating the matching FICA taxes of 7.65%. Employer savings start on month two.
Benefits for YOU the Employer
$573.60 in Tax Savings Annually for Each Enrolled Employee
- Increase Benefits of the Existing Health Package - A Simple, Co-Existing Add-On
- Reduce usage of the Primary Care resulting in future savings - Use Champ first
- Happier & Healthier Employees and their families
- Recruit & Retain Highly Valued Employees
- Champ Enrollment Team enrolls everyone - completely autonomous, no burden to HR
- Best Customer Service in the business Champion Health, Inc.
Benefits for YOUR Employees
$30 - $300 a Month Increase in Take Home Pay:
$0 Copay
- Unlimited Primary Care Doctor/Urgent Care Visits (Employee only)
The Plan pays 100% of the office visit charges through First Health Providers
- Unlimited Generic Prescriptions* (Employee plus family)
The Plan pays 100% of Generic Prescriptions through retail pharmacies *see formulary
- Unlimited Telemedicine and Mental Health (Employees plus family)
Telemedicine offers the whole household fast and convenient access to board certified physicians 27/7/365.
- 100% Preventative Care (MEC) (Employee only)
Pays 100% with $0 out of pocket for all preventative exams as required by the ACA http://www.healthcare.gov/glossary/affordable-care-act/
- Personal Health Manager (Employee only)
Proactive Medical Care which helps to identify potential health risks.
- Free and private access to speak with Personal Health Assistants.
- Attending Company Physician
- Workers Compensation Management Cost Containment Program
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